Negotiate with Strength. Close with Confidence.
Navigate the complexities of the property market with an expert team by your side. We provide the financial data and strategic mortgage advice you need to secure the best possible terms and finalize your home purchase with absolute peace of mind.
Your Local CrossCountry Mortgage Loan Officer
I’ll be with you every step of the way
Hello! I’m Samuel, your local loan officer. I’m proud to serve our Zanesville, OH community with America’s #1
Retail Mortgage Lender. Whether you’re buying your first home, making a move or refinancing, I’m here to guide you through the process with expert advice and a personal touch.
At CrossCountry Mortgage, you get more than a mortgage lender – we’re your neighbors. My team and I are based right here in your community, which means we understand our market and what it takes to help you succeed. From our first conversation to closing day, I’ll provide clear answers, reliable support and a smooth, stress-free experience.
When it comes to your loan, you’ll find the wide range of options you’d expect from a national leader. From VA and FHA to conventional and exclusive programs, we’ll discuss each solution and find the right one for you.
I want to help you make the place I call home your home. Reach out to me today or stop by our Zanesville office to get started!
Hear It from Our Customers
The entire experience was amazing
"The entire experience from the application to closing was amazing. And, we do mean amazing! Every step of the way there was a contact person and every question we had was answered and we understood the process. The team was not only knowledgeable and professional, but they were courteous and pleasant. We are grateful!."
- Cynthia
- New Lexington, OH
The experience was great
"The experience was great from start to finish they made buying a house less stressful then I have heard they answer all and any questions and made closing a breeze."
- Deante E.
- Zanesville, OH
Would definitely recommend again
"Sam Answered a call on the weekend to help with a question About making an offer on a home. He gave great advice and my clients were very happy with using company for the purchase of their first house. We had communication throughout entire process from all parties involved. Would definitely recommend again."
- Angel A.
- Shadyside, OH
Mortgage Resources
Navigate the path to homeownership with clarity. Our comprehensive collection of guides, checklists, and calculators is designed to simplify the mortgage process and provide the essential financial knowledge you need to make informed decisions.
Mortgage calculators
Take the guess work out of financing and find out how much home you can afford.
First Time Home Buyer Hub
What's holding you back? See how we help you go from never -- to now.
Refinancing Guide
A snapshot into getting a lower interest rate and reducing your monthly payments.
Vision, mission & values
To redefine the property financing experience through innovation, transparency, and a commitment to helping every client build lasting generational wealth.
Vision
To be the most referred mortgage lender in every community we serve.
Mission
Through our dedication to getting it done, we make every mortgage feel like a win.
Values
- Share your passion It’s infectious
- Be determined Believe in yourself and your abilities
- Act with integrity Always do the right thing Embrace your community And it will embrace you
- Be a good teammate We win more when we work together
FAQ's
Frequently asked questions
How much does it cost to refinance?
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
How much house can I afford?
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
What is a good credit score?
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
What is a HELOC?
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
How do I calculate mortgage payments?
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.
Secure Your Future in the Perfect Home
Your home, your future. We provide expert guidance and tailored mortgage solutions for first-time buyers and those looking to refinance.
Proud Members of our Industry Associations
Ready to apply?
With our efficient systems and experienced staff, we ensure a hassle-free financing experience with quick turnarounds.
Need more help?
We prioritize exceptional customer service, providing personalized support and prompt responses throughout the mortgage process.
CrossCountry Mortgage, LLC, 2160 Superior Avenue, Cleveland, OH 44114
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